LIC Bima Sakhi Scheme – The LIC Bima Sakhi Yojana is a new initiative designed to support women across India by providing them with a stable source of income. This scheme, launched in partnership with the Life Insurance Corporation (LIC), enables women to earn up to ₹7000 per month directly into their bank accounts. It focuses on empowering women in rural and semi-urban areas by giving them opportunities to work as LIC Bima Sakhis, which are insurance agents who help spread awareness about financial security and insurance benefits.
What is LIC Bima Sakhi Scheme
This scheme is specially designed to promote financial independence among women. Participants will receive training, commissions, and a fixed monthly remuneration. The goal is to enhance financial literacy, provide skill development, and offer a sustainable income.
Key Features of LIC Bima Sakhi Scheme
- Exclusively for women aged 18 to 45 years
- Guaranteed monthly income of up to ₹7000
- Commission-based earnings from insurance policy sales
- Training and skill development support from LIC
- No investment required to join
- Flexible working options (part-time or full-time)
- Available mainly for women in rural and semi-urban areas
Objectives of the Scheme
- Empower women by offering stable income opportunities
- Improve insurance awareness in under-served areas
- Support women in becoming financially independent
- Promote entrepreneurship and communication skills
- Enhance the socio-economic status of rural women
Eligibility Criteria
To qualify for the LIC Bima Sakhi Yojana, applicants must meet the following requirements:
- Gender: Female applicants only
- Age: 18 to 45 years
- Education: Minimum 10th pass
- Citizenship: Must be an Indian citizen
- Employment: Preferably unemployed or self-employed
- Residence: Rural or semi-urban areas
- Bank Account: Active account linked with Aadhaar
- Training: Must complete LIC training program
How to Apply
Follow these simple steps to apply:
- Visit the nearest LIC branch and ask about the Bima Sakhi Yojana.
- Collect and fill out the application form with accurate details.
- Submit necessary documents (Aadhaar card, educational certificates, bank details, etc.).
- Complete the mandatory training provided by LIC.
- After training, start working as a LIC Bima Sakhi and receive benefits.
Required Documents
- Aadhaar Card
- PAN Card
- Passport-size photographs
- Educational certificates (minimum 10th pass)
- Bank account details
- Residential proof
Benefits of LIC Bima Sakhi Yojana
The scheme offers multiple benefits, including:
- Fixed monthly salary of up to ₹7000
- Additional earnings through policy commissions
- Free training and professional development
- Increased financial stability and social recognition
- No investment needed to start working
- Work flexibility with part-time or full-time options
Roles and Responsibilities of a LIC Bima Sakhi
- Educate communities about LIC insurance schemes
- Assist people in selecting and purchasing policies
- Ensure smooth documentation and verification
- Follow up on premium payments and renewals
- Promote financial planning and security awareness
Training and Support
LIC provides free training to all selected candidates, covering topics like:
- Product knowledge and policy details
- Sales and communication techniques
- Documentation and regulatory compliance
- Customer service and relationship management
Who Should Apply
- Unemployed women looking for a steady income
- Housewives seeking part-time work
- Women who want to help their communities
- Female students (18+) looking for career opportunities
Impact of the Scheme
This initiative is making a difference by:
- Increasing household income for rural families
- Boosting confidence and leadership skills among women
- Expanding insurance coverage in rural areas
- Encouraging financial literacy and security awareness
- Creating employment opportunities for women
The LIC Bima Sakhi Yojana is a game-changer for women seeking financial independence and career growth. It provides a stable income, free training, and the chance to make a meaningful impact in their communities. If you or someone you know meets the eligibility criteria, this is a great opportunity to become self-sufficient and contribute to society.
For the most accurate and updated information, visit the official LIC website or your nearest LIC branch office.